Terms for Access and Use of the ABA Routing Number Web Query Service (“Service”)

January 27, 2022

·         Please read this Service agreement and be sure you understand all the terms and conditions.

·         Continue scrolling until you reach the “I Agree” button.

·         You may save or print a copy for your records by clicking the “PRINT” button.

IMPORTANT – READ CAREFULLY:  You are about to enter an agreement (“Agreement”) with the American Bankers Association (“ABA”, “we” or “us”) for access and use of the ABA’s Routing Number Lookup Service.  By accessing and using this Site, you (“User”) agree to the terms and conditions (“Terms”) set forth below.  The Service permits authorized Users to receive online access to individual ABA Routing Numbers (the unique nine digit number used to identify the paying financial institution in a payment transaction) and related descriptive data (collectively “ABA RTN Data”) for the limited purposes set forth  in these Terms.

These Terms do not alter in any way the terms of any other agreements you may have with ABA for products, services or otherwise. 

You will be asked to either accept or decline the Terms by clicking “I Agree” or “I Decline.”  The Service may not be accessed unless you agree to the Terms.  By clicking “I Agree” you represent that:

·         You intend to use the Service according to the Terms;

·         You are authorized to enter into this Agreement and agree to be legally bound; and

·         If you are accessing the Service on behalf of any entity, you represent and warrant that you are authorized to accept these Terms on such entity’s behalf and that such entity agrees to indemnify you and us in the event of you violate the Terms. 

Modification of Terms

We reserve the right to modify these Terms from time to time at our sole discretion. We will provide you notice of any material changes to the Terms by posting such notice to this site.  In the event you do not agree with any modified Terms, your sole and exclusive remedy is to discontinue accessing the Service.  YOUR CONTINUED USE OF THE SERVICE NOW, OR FOLLOWING THE POSTING OF NOTICE OF ANY CHANGES IN THESE TERMS, WILL INDICATE YOUR ACCEPTANCE OF SUCH CHANGES OR MODIFICATIONS.

Modification to Service

We reserve the right to temporarily or permanently modify or discontinue, and restrict or block access to, the Service (or any part thereof) without notice.  We will not be liable to you or any third party for any such modification, suspension, or discontinuance.

License

The ABA and its licensors are the owners of all right, title and interest in and to ABA Routing Number data, including the nine digit ABA Routing Number.  The Official Routing Number Registrar, LexisNexis Risk Solutions, offers additional data products and delivery options for ABA Routing Numbers and other forms of licenses for the use of ABA Routing Numbers and related data beyond the uses permitted by this agreement.  For further information contact LexisNexis Risk Solutions.

The Service, including the ABA RTN data, is protected by copyright laws and international copyright treaties, as well as other intellectual property laws and treaties.  The Service is licensed, not sold.

Subject to the Terms, ABA hereby grants User a non-exclusive, non-transferable and limited license to access and use the Service.

Restrictions on Dissemination and Use

1.    The Service is solely and exclusively for “Internal Use.”  Internal Use means access and use of the Service and ABA RTN Data by a User solely in connection with a payment transaction and to enable the User to furnish the ABA RTN Data necessary to execute a payment transaction.

2.    User shall not sell, transfer, assign, publish, distribute, disseminate, or otherwise make available, or reproduce any ABA RTN Data or any derivation, revision, combination or portion of the data to any other person, organization affiliate or subsidiary.  User is also prohibited from using the Service or the ABA RTN Data or any portion thereof to act in the capacity of a commercial service bureau to provide payment services on behalf of others.

3.    User is not entitled to incorporate or store any ABA RTN Data in its own internal databases or storage systems.  A User wishing to take such actions must contact the Official Registrar, LexisNexis Risk Solutions, for details about securing the appropriate license for such use and paying the appropriate fees. 

Copyrights and Other Proprietary Rights

The ABA RTN Data is protected by copyright and other law and constitutes valuable intellectual property of ABA and its licensors.  No proprietary rights in or to the Service or ABA RTN Data are being transferred to User.  User agrees that misappropriation or misuse of the ABA RTN Data will cause serious and irreparable damage to ABA and to its licensors and that, in such event, money damages will not constitute sufficient compensation to ABA or its licensors; consequently, User agrees that in the event of any misappropriation or misuse, ABA shall have the right to obtain injunctive relief.

Indemnification

You agree to indemnify, defend and hold us and any of our subsidiaries, affiliates, officers, directors, employees, independent contractors, agents, attorneys, suppliers and licensors and each of their respective successors and assigns (collectively, “Indemnified Person(s)”) harmless from and against any and all third party claims, liability, loss, and expense (including damage awards, settlement amounts, and reasonable legal fees), brought against any Indemnified Person(s), arising out of, related to or which may arise from: (i) your access to and use or inability to use, the Service or (ii) your breach of any of these Terms.

Disclaimer of Warranties and Limitation of Liabilities

1.    ROUTING NUMBER DATA HAS BEEN OBTAINED BY THE OFFICIAL ROUTING NUMBER REGISTRAR FROM SOURCES BELIEVED TO BE RELIABLE.  HOWEVER, BECAUSE OF THE POSSIBILITY OF HUMAN OR MECHANICAL ERROR BY THE REGISTRAR’S SOURCES, ABA OR OTHERS, NEITHER ABA NOR ITS LICENSORS GUARANTEES THE ACCURACY, ADEQUACY OR COMPLETENESS OF ANY DATA IN THE SERVICE AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS OR FOR THE RESULTS OBTAINED FROM USE OF SUCH DATA.  ABA MAKES NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE.  ALL SERVICES AND DATA ARE PROVIDED TO THE USER ON AN “AS IS” AND “AS AVAILABLE” BASIS.

2.    TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ABA, ITS LICENSORS OR THEIR RESPECTIVE AFFILIATES SHALL NOT BE LIABLE FOR INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES (SUCH AS LOST PROFITS, LOSS OF REVENUE, AND LOSS BUSINESS OPPORTUNITIES), EVEN IF SUCH PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  THE LIABILITY OF ABA AND ITS LICENSORS AND THEIR RESPECTIVE AFFILIATES IN ANY AND ALL CATEGORIES, WHETHER ARISING FROM CONTRACT, TORT, WARRANTY, NEGLIGENCE OR OTHERWISE SHALL, IN THE AGGREGATE, NOT EXCEED THE TOTAL AMOUNT OF FEES (IF ANY) PAID BY THE USER FOR ACCESS TO THE SERVICE DURING THE MONTH IN WHICH SUCH CAUSE OF ACTION IS ALLEGED TO HAVE ARISEN.

3.    ABA shall not be liable to User for any default or delay resulting from circumstances beyond its control.

Term and Termination; Remedies for Breach

1.       ABA may terminate User’s access upon any breach of the Terms.

2.       In the event of the User’s breach of the Terms, the ABA shall be entitled to preliminary and permanent injunctive relief to enforce the agreement.

Prohibited Conduct

You must not do, or attempt to do, any of the following, as reasonably determined by us, subject to applicable law:

·         Access or use the Service in any way that is not in compliance with any applicable local, state, national or international law (including export laws), contracts, intellectual property rights or that constitutes the commission of a tort, or for any purpose that is harmful or unintended (by us), or other than in full compliance with these Terms;

·         Alter information on or obtained from the Service;

·         Use any robot, spider, scraper or other automated means or interface not provided by us to access the Service or extract data or gather or use information, such as email addresses, available from the Service or transmit any unsolicited advertising, “junk mail,” “spam,” or “chain letters”;

·         Frame any part of the Service, or link to the Service, or otherwise make it look like you have a relationship to us or that we have endorsed you for any purpose;

·         Impersonate or misrepresent your affiliation with any person or entity;

·         Reverse engineer any aspect of the Service or do anything that might discover source code, or bypass or circumvent measures employed to prevent or limit access to any area, content or code of the Service;

·         Send to or otherwise impact us or the Service (or anything or anyone else) with harmful, illegal, deceptive or disruptive code such as a virus, “malware,” “spyware,” “adware” or other code that could adversely impact the Service or any recipient; or

·         Take any action which might impose a significant burden (as determined by us) on the Site’s infrastructure or computer systems, or otherwise interfere with the ordinary operation of the Site.

User Support

 We have no obligation to provide you with support of any kind.

Notices and Contact Information

Except as otherwise provided in these Terms, we will provide users notice by posting on the Site. You must check the Site for notices, and you will be considered to have received a notice when it is made available by posting on the Site.

Additional Terms

·         No Agency; No Third Party Beneficiary These Terms do not create any agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship. Except for the Indemnified Persons, there are no third party beneficiaries of these Terms.

·         Severance If any part of the Terms are held by a court of competent jurisdiction to be invalid or unenforceable, the invalid or unenforceable part will be given effect to the greatest extent possible and the remainder will remain in full effect, provided that the allocation of risks described in these Terms is given effect to the fullest extent possible.

·         Assignment These Terms are personal to you and you may not transfer, assign or delegate them to anyone without our express written permission. Any attempt by you to assign, transfer or delegate these Terms without our express written permission will be null and void. We have the right to transfer, assign and delegate these Terms to one or more third parties without your permission.

·          Jurisdiction; Choice of Law; Export Limitations This Service is controlled by us from our offices in the United States of America. If you access the Service from locations outside the U.S., you do so at your own risk and you are responsible for compliance with applicable local laws. You may not use or export anything from the Service in violation of U.S. export laws and regulations or these Terms.  These Terms are governed by and construed in accordance with the laws of the District of Columbia, U.S.A., without regard to any conflicts of laws principles that would result in the application of the law of a different jurisdiction. You and we submit to the exclusive personal jurisdiction and venue of the local and federal courts located within the District of Columbia.

·         Limitations on Actions  Any action concerning any dispute with respect to the Service must be commenced within one (1) year after the cause of the dispute arises, or the cause of action is barred.

·         Interpretation The paragraph headings in these Terms are included to help make these Terms easier to read and have no binding effect. As used in these Terms, the words “include” and “including” are meant to be illustrative and not exhaustive.

·         Entire Agreement These Terms comprise the entire agreement between you and us with respect to the use of the Service (the “Entire Agreement”) and supersede all contemporaneous and prior agreements between the parties regarding the subject matter contained herein, and neither party has relied on any representations made by the other that are not expressly set forth in the Entire Agreement.

·         No Waiver The failure to exercise or enforce any right or provision of these Terms, including any failure to act with respect to a breach, will not constitute a waiver of such right or provision or the right to act with respect to subsequent or similar breaches.

DO NOT CLICK THE “I Agree” BUTTON IF YOU ARE NOT AUTHORIZED TO ENTER INTO THIS AGREEMENT WITH THE AMERICAN BANKERS ASSOCIATION.

DO NOT CLICK THE “I Agree” BUTTON IF YOU DO NOT INTEND TO BE BOUND BY THIS AGREEMENT.