Terms for Access and Use of the ABA Routing Number Web Query
January 27, 2022
read this Service agreement and be sure you understand all the terms and
scrolling until you reach the “I Agree” button.
save or print a copy for your records by clicking the “PRINT” button.
IMPORTANT – READ CAREFULLY:
You are about to enter an agreement (“Agreement”) with the American
Bankers Association (“ABA”, “we” or “us”) for access and use of the ABA’s
Routing Number Lookup Service. By
accessing and using this Site, you (“User”) agree to the terms and conditions
(“Terms”) set forth below. The Service
permits authorized Users to receive online access to individual ABA Routing
Numbers (the unique nine digit number used to identify the paying financial
institution in a payment transaction) and related descriptive data
(collectively “ABA RTN Data”) for the limited purposes set forth in these Terms.
These Terms do not alter in any way the terms of any other
agreements you may have with ABA for products, services or otherwise.
You will be asked to
either accept or decline the Terms by clicking “I Agree” or “I Decline.” The
Service may not be accessed unless you agree to the Terms. By clicking “I Agree” you represent that:
You intend to use the Service according to the
You are authorized to enter into this Agreement
and agree to be legally bound; and
If you are accessing the Service on behalf of
any entity, you represent and warrant that you are authorized to accept these
Terms on such entity’s behalf and that such entity agrees to indemnify you and
us in the event of you violate the Terms.
Modification of Terms
We reserve the right to modify these Terms from time to
time at our sole discretion. We will provide you notice of any material changes
to the Terms by posting such notice to this site. In the event you do not agree with any
modified Terms, your sole and exclusive remedy is to discontinue accessing the
Service. YOUR CONTINUED USE OF THE SERVICE NOW, OR
FOLLOWING THE POSTING OF NOTICE OF ANY CHANGES IN THESE TERMS, WILL INDICATE YOUR
ACCEPTANCE OF SUCH CHANGES OR MODIFICATIONS.
Modification to Service
reserve the right to temporarily or permanently modify or discontinue, and
restrict or block access to, the Service (or any part thereof) without notice. We will not be liable to you or any third
party for any such modification, suspension, or discontinuance.
ABA and its licensors are the owners of all right, title and interest in and to
ABA Routing Number data, including the nine digit ABA Routing Number. The Official Routing Number Registrar,
LexisNexis Risk Solutions, offers additional data products and delivery options for ABA Routing
Numbers and other forms of licenses for the use of ABA Routing Numbers and
related data beyond the uses permitted by this agreement. For further information contact LexisNexis Risk Solutions.
Service, including the ABA RTN data, is protected by copyright laws and
international copyright treaties, as well as other intellectual property laws
and treaties. The Service is licensed,
to the Terms, ABA hereby grants User a non-exclusive, non-transferable and
limited license to access and use the Service.
Restrictions on Dissemination and Use
Service is solely and exclusively for “Internal Use.” Internal Use means access and use of the
Service and ABA RTN Data by a User solely in connection with a payment
transaction and to enable the User to furnish the ABA RTN Data necessary to
execute a payment transaction.
shall not sell, transfer, assign, publish, distribute, disseminate, or
otherwise make available, or reproduce any ABA RTN Data or any derivation,
revision, combination or portion of the data to any other person, organization
affiliate or subsidiary. User is also
prohibited from using the Service or the ABA RTN Data or any portion thereof to
act in the capacity of a commercial service bureau to provide payment services
on behalf of others.
is not entitled to incorporate or store any ABA RTN Data in its own internal
databases or storage systems. A User
wishing to take such actions must contact the Official Registrar, LexisNexis Risk Solutions, for
details about securing the appropriate license for such use and paying the
Copyrights and Other Proprietary Rights
The ABA RTN Data is protected by copyright and other law and constitutes
valuable intellectual property of ABA and its licensors. No proprietary rights in or to the Service or
ABA RTN Data are being transferred to User.
User agrees that misappropriation or misuse of the ABA RTN Data will
cause serious and irreparable damage to ABA and to its licensors and that, in
such event, money damages will not constitute sufficient compensation to ABA or
its licensors; consequently, User agrees that in the event of any
misappropriation or misuse, ABA shall have the right to obtain injunctive
You agree to
indemnify, defend and hold us and any of our subsidiaries, affiliates,
officers, directors, employees, independent contractors, agents, attorneys,
suppliers and licensors and each of their respective successors and assigns
(collectively, “Indemnified Person(s)”) harmless from and against any and all
third party claims, liability, loss, and expense (including damage awards,
settlement amounts, and reasonable legal fees), brought against any Indemnified
Person(s), arising out of, related to or which may arise from: (i) your access
to and use or inability to use, the Service or (ii) your breach of any of these
Disclaimer of Warranties and Limitation of
ROUTING NUMBER DATA HAS BEEN OBTAINED BY
THE OFFICIAL ROUTING NUMBER REGISTRAR FROM SOURCES BELIEVED TO BE
RELIABLE. HOWEVER, BECAUSE OF THE
POSSIBILITY OF HUMAN OR MECHANICAL ERROR BY THE REGISTRAR’S SOURCES, ABA OR
OTHERS, NEITHER ABA NOR ITS LICENSORS GUARANTEES THE ACCURACY, ADEQUACY OR
COMPLETENESS OF ANY DATA IN THE SERVICE AND IS NOT RESPONSIBLE FOR ANY ERRORS
OR OMISSIONS OR FOR THE RESULTS OBTAINED FROM USE OF SUCH DATA. ABA MAKES NO EXPRESS OR IMPLIED WARRANTIES,
INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE OR USE. ALL SERVICES
AND DATA ARE PROVIDED TO THE USER ON AN “AS IS” AND “AS AVAILABLE” BASIS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE
LAW, ABA, ITS LICENSORS OR THEIR RESPECTIVE AFFILIATES SHALL NOT BE LIABLE FOR
INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES (SUCH AS LOST PROFITS,
LOSS OF REVENUE, AND LOSS BUSINESS OPPORTUNITIES), EVEN IF SUCH PARTIES HAVE
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIABILITY OF ABA AND ITS LICENSORS AND
THEIR RESPECTIVE AFFILIATES IN ANY AND ALL CATEGORIES, WHETHER ARISING FROM
CONTRACT, TORT, WARRANTY, NEGLIGENCE OR OTHERWISE SHALL, IN THE AGGREGATE, NOT
EXCEED THE TOTAL AMOUNT OF FEES (IF ANY) PAID BY THE USER FOR ACCESS TO THE
SERVICE DURING THE MONTH IN WHICH SUCH CAUSE OF ACTION IS ALLEGED TO HAVE
shall not be liable to User for any default or delay resulting from
circumstances beyond its control.
Term and Termination; Remedies for Breach
may terminate User’s access upon any breach of the Terms.
the event of the User’s breach of the Terms, the ABA shall be entitled to
preliminary and permanent injunctive relief to enforce the agreement.
You must not do,
or attempt to do, any of the following, as reasonably determined by us, subject
to applicable law:
or use the Service in any way that is not in compliance with any applicable
local, state, national or international law (including export laws), contracts,
intellectual property rights or that constitutes the commission of a tort, or
for any purpose that is harmful or unintended (by us), or other than in full
compliance with these Terms;
information on or obtained from the Service;
any robot, spider, scraper or other automated means or interface not provided
by us to access the Service or extract data or gather or use information, such
as email addresses, available from the Service or transmit any unsolicited
advertising, “junk mail,” “spam,” or “chain letters”;
any part of the Service, or link to the Service, or otherwise make it look like
you have a relationship to us or that we have endorsed you for any purpose;
or misrepresent your affiliation with any person or entity;
engineer any aspect of the Service or do anything that might discover source
code, or bypass or circumvent measures employed to prevent or limit access to
any area, content or code of the Service;
to or otherwise impact us or the Service (or anything or anyone else) with
harmful, illegal, deceptive or disruptive code such as a virus, “malware,”
“spyware,” “adware” or other code that could adversely impact the Service or
any recipient; or
any action which might impose a significant burden (as determined by us) on the
Site’s infrastructure or computer systems, or otherwise interfere with the
ordinary operation of the Site.
have no obligation to provide you with support of any kind.
Notices and Contact Information
Except as otherwise provided in these
Terms, we will provide users notice by posting on the Site. You must check the
Site for notices, and you will be considered to have received a notice when it
is made available by posting on the Site.
No Agency; No Third Party Beneficiary These Terms do not create any agency,
partnership, joint venture, employee-employer or franchisor-franchisee
relationship. Except for the Indemnified Persons, there are no third party
beneficiaries of these Terms.
Severance If any part of the Terms are held by a
court of competent jurisdiction to be invalid or unenforceable, the invalid or
unenforceable part will be given effect to the greatest extent possible and the
remainder will remain in full effect, provided that the allocation of risks
described in these Terms is given effect to the fullest extent possible.
Assignment These Terms are personal to you and you
may not transfer, assign or delegate them to anyone without our express written
permission. Any attempt by you to assign, transfer or delegate these Terms
without our express written permission will be null and void. We have the right
to transfer, assign and delegate these Terms to one or more third parties
without your permission.
Choice of Law; Export Limitations This Service is controlled by us from our
offices in the United States of America. If you access the Service from
locations outside the U.S., you do so at your own risk and you are responsible
for compliance with applicable local laws. You may not use or export anything
from the Service in violation of U.S. export laws and regulations or these
Terms. These Terms are governed by and construed in accordance with the laws of the
District of Columbia,
U.S.A., without regard to any conflicts of laws principles that would result in
the application of the law of a different jurisdiction. You and we submit to
the exclusive personal jurisdiction and venue of the local and federal courts
located within the District of Columbia.
Limitations on Actions Any
action concerning any dispute with respect to the Service must be commenced
within one (1) year after the cause of the dispute arises, or the cause of
action is barred.
Interpretation The paragraph headings in these Terms are
included to help make these Terms easier to read and have no binding effect. As
used in these Terms, the words “include” and “including” are meant to be
illustrative and not exhaustive.
Entire Agreement These Terms comprise the entire agreement
between you and us with respect to the use of the Service (the “Entire
Agreement”) and supersede all contemporaneous and prior agreements between the
parties regarding the subject matter contained herein, and neither party has
relied on any representations made by the other that are not expressly set
forth in the Entire Agreement.
No Waiver The failure to exercise or enforce any
right or provision of these Terms, including any failure to act with respect to
a breach, will not constitute a waiver of such right or provision or the right
to act with respect to subsequent or similar breaches.
DO NOT CLICK THE “I Agree” BUTTON IF YOU ARE NOT AUTHORIZED TO ENTER
INTO THIS AGREEMENT WITH THE AMERICAN BANKERS ASSOCIATION.
DO NOT CLICK THE “I Agree” BUTTON IF YOU DO NOT INTEND TO BE BOUND BY